Disclaimer

Education, not advice

The School of Money and Investments provides financial education. Nothing on this website, in our programmes, emails, masterclasses, reports, guides, quizzes, calculators or social media is personalised financial, investment, tax, accounting or legal advice, or a recommendation to buy, sell or hold any asset.

Investing carries risk

All investing involves risk, including the possible loss of some or all of your capital. Past performance does not guarantee future results. Returns, prices and exchange rates can rise and fall, and inflation can reduce the buying power of your money.

Examples, tools and projections

The Money Personality Test, the Naira Growth Calculator and any figures or examples we share are for illustration and learning. They are not forecasts, and real outcomes will differ. A quiz result describes a pattern of behaviour. It is not a diagnosis or a financial assessment of you.

No promise of results

Outcomes differ from person to person and depend on your effort, your circumstances, your decisions and the wider economy. We do not promise or guarantee any particular financial result from joining the school or using any of our products.

Your decisions are yours

You are responsible for your own financial decisions. Please do your own research and speak to a licensed professional before you act on anything you learn from us. We do not manage funds, take deposits for investment, or hold client money for investment purposes.

Third-party links and products

Our website links to third-party platforms such as Selar, where our ebooks and guides are sold. Those platforms have their own terms and policies, and we are not responsible for their content, services or security.

Accuracy

We work hard to keep our content accurate and current, but laws, rules and markets change quickly. We cannot guarantee that every page is complete or up to date at the moment you read it.

Questions

If anything here is unclear, write to us at moneysenseafrica@gmail.com.